:root{--navy:#10233f;--navy2:#173a54;--emerald:#12a67b;--emerald2:#087e5d;--gold:#e3b341;--ink:#152033;--muted:#667085;--bg:#f4f7f8;--card:#fff;--danger:#b42318;--line:#dde6eb;--soft:#eef4f4;--shadow:0 14px 38px rgba(16,35,63,.07)}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;background:var(--bg);color:var(--ink)}button,input,select,textarea{font:inherit}button{cursor:pointer}.top{background:linear-gradient(120deg,var(--navy),var(--navy2));color:#fff;padding:17px 28px;display:flex;justify-content:space-between;align-items:center;gap:16px}.brand{font-weight:900;letter-spacing:-.04em}.brand span{color:#70e4bf}.brand.big{font-size:30px;color:var(--ink)}.brand.big span{color:var(--emerald)}.top-sub{font-size:12px;color:#c6d6df;margin-top:4px}.darkpill{background:rgba(255,255,255,.12)!important;color:#fff!important}.investor-nav{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}.nav-wrap{max-width:1240px;margin:0 auto;padding:9px 18px;display:flex;gap:7px;overflow:auto}.nav-btn{white-space:nowrap;border:1px solid transparent;background:transparent;color:#465467;padding:9px 12px;border-radius:9px;font-weight:800;font-size:12px}.nav-btn:hover{background:#f1f5f6}.nav-btn.active{background:#eaf7f2;color:#0b7859;border-color:#c9eadf}.wrap{max-width:1240px;margin:24px auto;padding:0 18px}.page-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;margin-bottom:16px}.page-head h1{margin:2px 0 0;font-size:28px;letter-spacing:-.025em}.eyebrow,.section-title{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);font-weight:900}.eyebrow.light{color:#b9d2d8}.grid{display:grid;grid-template-columns:repeat(12,1fr);gap:16px}.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:var(--shadow)}.span12{grid-column:span 12}.span8{grid-column:span 8}.span7{grid-column:span 7}.span6{grid-column:span 6}.span5{grid-column:span 5}.span4{grid-column:span 4}.hero{padding:26px;background:linear-gradient(135deg,var(--navy),#1f6c59);color:#fff;border-radius:22px}.casehero{display:flex;justify-content:space-between;align-items:center;gap:18px}.casehero h2{margin:8px 0 4px;font-size:31px}.casehero p{margin:0;color:#dcebed}.hero-actions{display:grid;gap:10px;justify-items:end}.hero-badge{padding:8px 11px;border-radius:999px;background:rgba(255,255,255,.12);font-size:11px;font-weight:900}.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:16px}.kpi{background:#fff;padding:15px;border-radius:15px;border:1px solid var(--line);box-shadow:var(--shadow)}.kpi b{font-size:22px;display:block;margin:4px 0}.kpi-label{font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:900}.kpi span{font-size:11px;color:var(--muted)}.btn{border:0;border-radius:11px;padding:11px 16px;font-weight:850;transition:.15s ease}.btn:hover{transform:translateY(-1px)}.btn.primary{background:var(--emerald);color:#fff}.btn.primary:hover{background:var(--emerald2)}.btn.gold{background:var(--gold);color:#2b240c}.btn.dark{background:var(--navy);color:#fff}.btn.ghost{background:#eef3f5;color:var(--ink)}.btn.small{padding:8px 11px;font-size:12px}.btn.full{width:100%}.row{display:flex;gap:10px;align-items:center;flex-wrap:wrap}.between{justify-content:space-between}.muted{color:var(--muted)}.smalltext{font-size:12px}.margin-top{margin-top:14px}.topgap{margin-top:16px}.notice,.warning,.danger{padding:12px 14px;border-radius:11px;font-size:13px;line-height:1.45}.notice{background:#eaf7f2;color:#175a49}.warning{background:#fff7df;color:#6a5105}.danger{background:#fdebea;color:#7d2119}.pill{display:inline-flex;align-items:center;border-radius:999px;padding:5px 9px;background:#edf7f3;color:#0b7859;font-size:10px;font-weight:900}.pill.warn{background:#fff7df;color:#8a6500}.pill.bad{background:#fdebea;color:#a72a20}.module-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:13px}.module-card{border:1px solid var(--line);border-radius:14px;padding:13px;background:#fbfcfd}.module-card h3{margin:0;text-transform:capitalize;font-size:13px}.module-card p{margin:9px 0 0;line-height:1.45;font-size:12px;color:#536071}.buy-choice-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:15px}.choice-card{border:1px solid var(--line);border-radius:16px;padding:18px;display:flex;flex-direction:column;min-height:230px;background:#fff}.choice-card.featured{border:2px solid var(--gold);background:linear-gradient(180deg,#fffdf3,#fff)}.choice-card h3{margin:8px 0}.choice-card p{color:var(--muted);font-size:13px;line-height:1.5;flex:1}.choice-icon{font-size:12px;font-weight:900;letter-spacing:.1em;color:var(--emerald)}.fund-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:14px}.fundcard{border:1px solid var(--line);border-radius:15px;padding:15px;background:#fff}.fundcard h3{margin:11px 0 8px;font-size:17px}.meta-row{display:flex;gap:7px;flex-wrap:wrap;color:#4c5969;font-size:11px}.meta-row span{background:#f2f5f7;border-radius:8px;padding:6px 8px}.scoremini{font-size:11px;font-weight:900;color:#7c5f00}.search{min-width:300px;flex:1;border:1px solid var(--line);border-radius:11px;padding:11px 12px}.facts-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.facts-grid>div{border:1px solid var(--line);border-radius:12px;padding:11px;background:#fbfcfd}.facts-grid span{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:4px}.facts-grid b{font-size:13px;overflow-wrap:anywhere}.facts-grid.onecol{grid-template-columns:1fr}.credential-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:14px 0}.credential-grid>div{padding:12px;border-radius:12px;background:#f6f8f9;border:1px solid var(--line)}.credential-grid b{display:block;margin-top:5px}.tablewrap{overflow:auto}.table{width:100%;border-collapse:collapse}.table th,.table td{text-align:left;padding:10px;border-bottom:1px solid var(--line);font-size:12px;vertical-align:top}.hash{font-family:ui-monospace,monospace;font-size:10px;word-break:break-all}.empty{padding:18px;color:var(--muted);text-align:center}.login{min-height:100vh;display:grid;place-items:center;padding:20px;background:radial-gradient(circle at 20% 10%,#2c6c68 0,#10233f 45%,#09111f 100%)}.login-panel{width:min(760px,100%);background:#fff;padding:30px;border-radius:24px;box-shadow:0 20px 60px rgba(0,0,0,.25)}.login-panel h1{margin:8px 0}.login-feature-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:9px;margin:18px 0}.login-feature-grid>div{padding:12px;border:1px solid var(--line);border-radius:13px;background:#f8fafb}.login-feature-grid b{display:block;font-size:13px}.login-feature-grid span{font-size:11px;color:var(--muted)}.formgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.formgrid.one{grid-template-columns:1fr}.field{display:grid;gap:6px}.field label{font-size:11px;color:var(--muted);font-weight:850}.field input,.field select,.field textarea{border:1px solid var(--line);border-radius:10px;padding:10px 11px;background:#fff}.future-note{margin-top:14px;padding:10px 12px;background:#f5f6f7;border-radius:10px;color:var(--muted);font-size:11px}.demo-box{margin:14px 0;padding:12px;border-radius:11px;background:#f6f8f9;font-size:12px}.assessment-head{display:grid;gap:12px}.progress{height:9px;background:#e9eef1;border-radius:99px;overflow:hidden}.progress>div{height:100%;background:var(--emerald)}.question-list{display:grid;gap:12px;margin-top:14px}.question{padding:15px}.qtop{display:flex;gap:12px}.qnum{width:30px;height:30px;display:grid;place-items:center;border-radius:50%;background:var(--navy);color:#fff;font-weight:900;flex:0 0 30px}.question h3{margin:4px 0 5px;font-size:16px;line-height:1.35}.answer{margin-top:12px}.answer input,.answer select,.answer textarea{width:100%;border:1px solid var(--line);border-radius:10px;padding:10px}.multi-options{display:grid;grid-template-columns:repeat(2,1fr);gap:8px}.check-option{border:1px solid var(--line);border-radius:9px;padding:9px;font-size:12px;background:#fbfcfd}.check-option input{width:auto}.sticky-actions{position:sticky;bottom:10px;display:flex;align-items:center;gap:10px;flex-wrap:wrap;background:rgba(255,255,255,.96);border:1px solid var(--line);padding:12px;border-radius:14px;margin-top:14px;box-shadow:var(--shadow)}.declare-inline{font-size:12px;flex:1}.declarebox{display:block;padding:13px;background:#f6f8f9;border-radius:11px;font-size:12px}.jsonbox{white-space:pre-wrap;word-break:break-word;background:#0c1727;color:#d9e6ef;padding:14px;border-radius:12px;max-height:520px;overflow:auto;font-size:11px}.success-icon{width:50px;height:50px;border-radius:50%;display:grid;place-items:center;background:#e8f7f1;color:var(--emerald);font-size:26px;font-weight:900}.gap-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:14px}.gap-card{border:1px solid var(--line);border-radius:15px;padding:14px;background:#fff}.gap-card.critical{border-color:#efb4ae}.gap-amount{font-size:26px;font-weight:950;margin-top:8px}.gap-card p{font-size:12px;line-height:1.45;color:#536071}.goal-mini-grid,.goal-list{display:grid;gap:12px;margin-top:14px}.goal-mini,.goal-card{border:1px solid var(--line);border-radius:15px;padding:14px;background:#fbfcfd}.goal-big{font-size:24px;font-weight:950;margin:10px 0 5px}.goal-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:13px}.goal-stats>div{background:#fff;border:1px solid var(--line);border-radius:11px;padding:10px}.goal-stats span{font-size:10px;text-transform:uppercase;color:var(--muted);display:block}.goal-stats b{font-size:13px;display:block;margin-top:4px}.data-gap-grid,.option-grid,.learning-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:14px}.data-gap,.option-card,.learning-card{border:1px solid var(--line);border-radius:14px;padding:14px;background:#fbfcfd}.data-gap p,.option-card p,.learning-card p{font-size:12px;line-height:1.45;color:#536071}.option-card b{font-size:13px}.learning-grid{grid-template-columns:repeat(3,1fr)}.learning-card h3{margin:7px 0}.learning-card ul{margin:10px 0 0;padding-left:19px;color:#44515f;font-size:12px;line-height:1.6}.learning-tag{font-size:10px;font-weight:900;color:var(--emerald);letter-spacing:.1em}.holding-list{display:grid;gap:8px}.holding-row{display:flex;justify-content:space-between;gap:12px;align-items:center;padding:12px;border:1px solid var(--line);border-radius:12px;background:#fbfcfd}.holding-row>div:first-child{display:grid;gap:4px}.holding-row span{font-size:11px;color:var(--muted)}.holding-row.detailed{padding:14px}.holding-value{display:flex;align-items:center;gap:10px}.holding-value strong{font-size:17px}.mini-holdings{display:grid;gap:8px;margin-top:12px}.bar{height:8px;background:#e9eef1;border-radius:99px;overflow:hidden;margin-top:7px}.bar i{display:block;height:100%;background:var(--emerald)}.allocation-list{display:grid;gap:13px;margin-top:12px}.action-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.action-item{border:1px solid var(--line);border-radius:13px;padding:13px;background:#fbfcfd;display:grid;gap:5px}.action-item b{font-size:12px}.action-item span{font-size:11px;color:var(--muted);line-height:1.45}.vault-links{display:grid;gap:8px;margin-top:12px}.vault-link,.mfd-card{border:1px solid var(--line);background:#fbfcfd;padding:12px;border-radius:11px;text-align:left}.mfd-list{display:grid;gap:8px;margin-top:14px}.mfd-card{display:grid;gap:5px}.mfd-card span{font-size:11px;color:var(--muted)}.modal{position:fixed;inset:0;background:rgba(5,12,24,.58);display:grid;place-items:center;padding:20px;z-index:100}.modal .card{width:min(760px,100%);max-height:90vh;overflow:auto}.modal .card.large{width:min(900px,100%)}.modal .card.xlarge{width:min(1100px,100%)}
@media(max-width:1000px){.span8,.span7,.span6,.span5,.span4{grid-column:span 12}.kpis{grid-template-columns:repeat(2,1fr)}.module-grid,.buy-choice-grid,.fund-grid,.learning-grid,.data-gap-grid,.option-grid{grid-template-columns:1fr 1fr}.facts-grid,.goal-stats{grid-template-columns:1fr 1fr}}@media(max-width:640px){.top{padding:14px 16px}.wrap{padding:0 12px}.page-head{align-items:flex-start}.page-head h1{font-size:23px}.casehero{align-items:flex-start;flex-direction:column}.hero-actions{justify-items:stretch;width:100%}.kpis,.formgrid,.module-grid,.buy-choice-grid,.fund-grid,.facts-grid,.gap-grid,.goal-stats,.action-grid,.login-feature-grid,.learning-grid,.data-gap-grid,.option-grid{grid-template-columns:1fr}.search{min-width:0;width:100%}.login-panel{padding:20px}.top-sub{display:none}.nav-wrap{padding:8px 10px}.nav-btn{font-size:11px;padding:8px 10px}.holding-row{align-items:flex-start;flex-direction:column}.holding-value{width:100%;justify-content:space-between}}

.shortlist-card{border:2px solid #d7b64c;background:linear-gradient(180deg,#fffdf4,#ffffff)}.shortlist-locked{border:1px dashed #cfd8dd;background:#fafcfd}.shortlist-fund{position:relative;overflow:hidden}.shortlist-fund:before{content:"";position:absolute;inset:0 0 auto 0;height:3px;background:linear-gradient(90deg,var(--gold),var(--emerald),var(--navy));}.expert-cta{position:relative;overflow:hidden;background:linear-gradient(135deg,#0b1b31 0%,#102d3c 55%,#173d45 100%);color:#fff;border:1px solid rgba(215,182,76,.65);box-shadow:0 18px 48px rgba(9,24,39,.18)}.expert-cta .section-title{color:#f5d87a}.expert-cta h2{margin:.35rem 0 .45rem;color:#fff}.expert-cta p{color:#dbe7ed}.expert-contact-box{margin-top:15px;padding:16px;border-radius:15px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15)}.expert-contact-title{font-size:15px;line-height:1.5;color:#fff}.expert-contact-lines{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:13px}.expert-contact-lines>div{padding:10px 12px;border-radius:10px;background:rgba(255,255,255,.06)}.expert-contact-lines span{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:#b9c9d2}.expert-contact-lines b{display:block;margin-top:4px;font-size:12px;color:#fff}.expert-contact-lines a{color:#fff;text-decoration:none}.mf-risk-disclosure{margin-top:16px;padding-top:12px;border-top:1px solid rgba(255,255,255,.18);font-size:10pt;line-height:1.45;color:#e7edf1}.expert-glow{position:absolute;width:220px;height:220px;right:-75px;top:-100px;border-radius:50%;background:radial-gradient(circle,rgba(215,182,76,.24),transparent 68%);pointer-events:none}@media(max-width:640px){.expert-contact-lines{grid-template-columns:1fr}}

.score-grid{display:grid;gap:12px}.score-grid .bar{margin-top:5px}
.fire-overview-card{border:1px solid #e6cc73;background:linear-gradient(135deg,#fffdf5,#ffffff)}
.fire-hero{background:linear-gradient(135deg,#10233f,#7f5b0a 70%,#173a54)}
.glossary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.glossary-card{border:1px solid var(--line);border-radius:14px;padding:14px;background:#fbfcfd}
.glossary-card h3{margin:7px 0 6px;font-size:15px}
.glossary-card p{font-size:12px;line-height:1.5;color:#536071;margin:0}
.glossary-use{margin-top:10px;font-size:10px;color:var(--muted);font-weight:800}
@media(max-width:1000px){.glossary-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.glossary-grid{grid-template-columns:1fr}}
.fire-overview-card{border:1px solid #e6cc73;background:linear-gradient(135deg,#fffdf5,#ffffff)}
.fire-hero{background:linear-gradient(135deg,#10233f,#7f5b0a 70%,#173a54)}
.glossary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.glossary-card{border:1px solid var(--line);border-radius:14px;padding:14px;background:#fbfcfd}
.glossary-card h3{margin:7px 0 6px;font-size:15px}
.glossary-card p{font-size:12px;line-height:1.5;color:#536071;margin:0}
.glossary-use{margin-top:10px;font-size:10px;color:var(--muted);font-weight:800}
@media(max-width:1000px){.glossary-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.glossary-grid{grid-template-columns:1fr}}
.term-strip{grid-column:span 12;display:flex;gap:7px;flex-wrap:wrap;align-items:center;padding:11px 13px;border:1px solid var(--line);border-radius:13px;background:#f7fafb}.term-strip-title{font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:900;margin-right:3px}.term-chip{font-size:11px;font-weight:800;padding:6px 8px;border-radius:999px;background:#eef7f4;color:#166d58;border:1px solid #d4ebe3}

.fis-disclaimer-heading{font-family:Arial,sans-serif;font-size:12pt;font-weight:800;margin-bottom:6px;color:#f5d87a}.fis-incidental-disclaimer{font-family:Arial,sans-serif;font-size:12pt;line-height:1.5;margin-top:8px;color:#ffffff}.beta-nav{border-left:1px solid var(--line)}
.foundation-hold{border:2px solid #efb4ae;background:linear-gradient(180deg,#fff8f7,#fff)}.foundation-hold h2{margin:6px 0}
.gap-line{display:grid;gap:4px;padding:11px;border:1px solid var(--line);border-radius:12px;margin-top:10px;background:#fbfcfd}.gap-line small{color:var(--muted)}
.dk-option{display:flex;gap:8px;align-items:center;margin-top:8px;font-size:12px;color:var(--muted)}.dk-option input{width:auto!important}
.unknown-list{margin:10px 0;padding-left:20px;font-size:13px;line-height:1.6;color:#44515f}
/* ===== Public home / quick X-Ray / one-page report ===== */
.pub-top{position:sticky;top:0;z-index:30;display:flex;justify-content:space-between;align-items:center;gap:10px;flex-wrap:wrap;padding:12px 18px;padding-top:calc(12px + env(safe-area-inset-top,0px));background:#0B1F33;color:#fff}
.pub-brand{cursor:pointer}.pub-brand b{font-size:16px;letter-spacing:-.01em}.pub-brand b span{color:#5EEAD4}.pub-brand small{display:block;color:#BFD2E4;font-size:11px}
.pub-actions{display:flex;gap:8px;align-items:center;flex-wrap:wrap}.btn.light{color:#fff;border-color:rgba(255,255,255,.35)}
.lang-select{background:#13324B;color:#fff;border:1px solid rgba(255,255,255,.25);border-radius:10px;padding:8px 10px;font-weight:700;font-size:13px;max-width:190px}
.investor-nav .lang-select,.top .lang-select{background:#fff;color:#142033;border-color:#d8e0ea}
.gt-hidden{position:absolute;left:-9999px;top:-9999px;width:1px;height:1px;overflow:hidden}
body{top:0!important}.goog-te-banner-frame,.skiptranslate iframe,#goog-gt-tt{display:none!important}
.lang-note{background:#FEF3C7;color:#92400E;border-radius:10px;padding:8px 12px;font-size:12px;margin:10px 0}
.pub{padding-top:16px}.pub-hero{background:linear-gradient(135deg,#0B1F33,#0F766E);color:#fff;border-radius:22px;padding:28px 22px;margin:8px 0 22px}
.pub-hero h1{font-size:clamp(28px,6vw,46px);line-height:1.05;margin:10px 0}.pub-hero p{color:#D8E5F0;max-width:640px;line-height:1.6}
.slab-finder{margin-top:16px;background:rgba(255,255,255,.1);border-radius:14px;padding:12px}.slab-finder label{font-size:12px;color:#D8E5F0;font-weight:700}.slab-finder input{flex:1;min-width:140px;padding:11px;border-radius:10px;border:0;font-size:16px}
.slab-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:14px;margin-top:12px}
.slab-card{background:#fff;border:1px solid #E2E8F0;border-radius:18px;padding:16px;display:flex;flex-direction:column;gap:8px;box-shadow:0 8px 22px rgba(11,31,51,.05)}
.slab-card.slab-hit{border:2px solid #0F766E;box-shadow:0 0 0 4px rgba(15,118,110,.15)}
.slab-head{display:flex;justify-content:space-between;align-items:baseline;gap:8px}.slab-amt{font-size:26px;font-weight:900;color:#0F766E}.slab-range{font-size:11px;color:#64748B;font-weight:700}
.slab-card h3{margin:0}.slab-card ul{margin:0 0 6px;padding-left:18px;color:#334155;font-size:13px;line-height:1.55;flex:1}
.btn.full{width:100%;justify-content:center;text-align:center;display:inline-flex}.btn.wa{background:#25D366;color:#fff;text-decoration:none;display:inline-flex;align-items:center;justify-content:center}
a.btn{text-decoration:none;display:inline-flex;align-items:center;justify-content:center}
.expert-pub{background:#fff;border:1px solid #E2E8F0;border-radius:18px;padding:18px;margin:22px 0}.expert-pub-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:16px;align-items:center}.expert-links{display:grid;gap:8px}
.pub-foot{font-size:11px;color:#64748B;line-height:1.6;padding:18px 0 40px;border-top:1px solid #E2E8F0}
.quick-head{background:#fff;border:1px solid #E2E8F0;border-radius:18px;padding:18px;margin:12px 0}.quick-head h1{margin:6px 0}.slab-qs{padding-left:18px;color:#334155;line-height:1.6}
.quick-head textarea{width:100%;border:1px solid #CBD5E1;border-radius:10px;padding:10px;font:inherit}
.big-cta{font-size:16px;padding:15px}.card.inset{background:#F8FAFC;box-shadow:none}.check{display:flex;gap:8px;align-items:flex-start;font-size:13px;margin-top:10px}.check input{width:auto!important;margin-top:3px}
.inbox-row{margin:10px 0}
.report-actions{display:flex;flex-wrap:wrap;gap:8px;margin:12px 0}
.report-1p{background:#fff;border:1px solid #E2E8F0;border-radius:16px;padding:22px;max-width:900px;margin:0 auto;font-size:13px;line-height:1.45;color:#142033}
.r-head{display:flex;justify-content:space-between;gap:12px;align-items:flex-start;border-bottom:2px solid #0F766E;padding-bottom:10px}.r-brand{font-size:11px;font-weight:900;color:#0F766E;letter-spacing:.06em;text-transform:uppercase}
.r-head h1{font-size:20px;margin:4px 0}.r-meta{font-size:11px;color:#64748B}.r-status{background:#DCFCE7;color:#166534;font-weight:900;border-radius:999px;padding:6px 12px;font-size:12px;white-space:nowrap}.r-status.bad{background:#FEE2E2;color:#B91C1C}
.r-snap{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin:12px 0}.r-snap div{background:#F8FAFC;border-radius:10px;padding:8px}.r-snap span{display:block;font-size:10px;color:#64748B;text-transform:uppercase;font-weight:800}.r-snap b{font-size:14px}
.r-cols{display:grid;grid-template-columns:1fr 1fr;gap:16px}.report-1p h3{font-size:13px;text-transform:uppercase;letter-spacing:.05em;color:#0B1F33;margin:10px 0 6px}
.r-issues{margin:0;padding-left:18px}.r-issues li{margin-bottom:6px}.r-issues li span{display:block;color:#475569;font-size:12px}.r-issues li.bad b{color:#B91C1C}.r-issues li.warn b{color:#92400E}
.r-goal{background:#E8F7F3;border-radius:10px;padding:8px}.r-goal span{display:block;font-size:12px}
.r-plan>div{margin-bottom:6px}.r-plan ul{margin:2px 0 0;padding-left:18px}
.r-qa{display:grid;grid-template-columns:1fr 1fr;gap:8px}.r-qa div{border:1px solid #E2E8F0;border-radius:10px;padding:8px}.r-qa b{display:block;font-size:12px}.r-qa span{font-size:12px;color:#334155}
.r-own,.r-open{margin-top:10px;font-size:12px;background:#F8FAFC;border-radius:10px;padding:8px}
.r-foot{margin-top:12px;border-top:1px solid #E2E8F0;padding-top:8px;font-size:10px;color:#64748B;line-height:1.5}
@media(max-width:720px){.expert-pub-grid,.r-cols,.r-qa{grid-template-columns:1fr}.r-snap{grid-template-columns:repeat(2,1fr)}.pub-actions .lang-select{max-width:150px}.report-1p{padding:14px}}
@media print{
  @page{size:A4;margin:9mm}
  body{background:#fff!important}.no-print,.report-actions,.pub-top,.top,.investor-nav,.lang-note,.notice,.modal{display:none!important}
  .wrap{padding:0!important;max-width:none!important}.report-1p{border:0;padding:0;font-size:10.5px;line-height:1.32;max-width:none}
  .report-1p h1{font-size:16px}.r-snap b{font-size:12px}.r-qa span,.r-issues li span,.r-goal span{font-size:10px}.r-snap{grid-template-columns:repeat(4,1fr)}.r-cols,.r-qa{grid-template-columns:1fr 1fr}
  .report-1p *{break-inside:avoid}
}
.r-status.warn{background:#FEF3C7;color:#92400E}
.check input,.dk-option input{width:20px!important;height:20px;flex:0 0 20px}.check,.dk-option{cursor:pointer;min-height:32px;align-items:center}
.btn.ghost.light{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.45)}
.linkbtn{background:none;border:0;padding:0;color:#0F766E;font-weight:800;text-decoration:underline;cursor:pointer;font:inherit}
.foot-links{margin-top:10px;font-size:13px}.admin-top{background:linear-gradient(120deg,#1f1235,#3b2a6b)}.admin-login .login-panel{width:min(460px,100%)}
.admin-table td,.admin-table th{white-space:nowrap}.admin-report .report-1p{border:1px solid #E2E8F0;max-width:none}
@media print{body.print-admin-report>#app>*:not(.modal){display:none!important}body.print-admin-report .modal{display:block!important;position:static;background:#fff;padding:0}body.print-admin-report .modal .card{box-shadow:none;border:0;max-height:none;overflow:visible;width:100%}body.print-admin-report .modal .card>*:not(.admin-report){display:none!important}}
/* ===== Phase 9.1 — Kwala-style public home, Fund Check, SIP Check ===== */
.k-hero{background:#070c16;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:44px 44px;color:#fff;padding:56px 18px 52px;border-bottom:1px solid #16233a}
.k-hero-in{max-width:880px;margin:0 auto;text-align:center}
.k-eyebrow{font:700 11px/1.4 ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.14em;color:#8aa0b8;display:inline-flex;gap:8px;align-items:center}.k-eyebrow i{width:7px;height:7px;border-radius:50%;background:#16c172;box-shadow:0 0 10px #16c172}.k-eyebrow b{color:#16c172;font-weight:700}
.k-hero h1{font-size:clamp(30px,6vw,56px);line-height:1.06;letter-spacing:-.03em;margin:18px 0 0;font-weight:900}.k-hero h1.k-accent{color:#16c172;margin-top:4px}
.k-sub{color:#b4c3d4;max-width:640px;margin:18px auto 24px;font-size:16px;line-height:1.6}
.k-search{position:relative;max-width:640px;margin:0 auto;text-align:left}.k-search input{width:100%;padding:17px 18px 17px 48px;border-radius:14px;border:1px solid #24364f;background:#0e1828;color:#fff;font-size:16px;outline:none}.k-search input:focus{border-color:#16c172;box-shadow:0 0 0 3px rgba(22,193,114,.18)}.k-search-ico{position:absolute;left:17px;top:15px;font-size:18px;opacity:.7}
.card .k-search input,.field .k-search input{background:#fff;color:var(--ink);border-color:var(--line);padding:11px 12px 11px 40px;font-size:14px}.field .k-search-ico{top:9px;left:12px;font-size:15px}
.k-suggest{position:absolute;left:0;right:0;top:calc(100% + 6px);z-index:40;background:#fff;border-radius:12px;box-shadow:0 18px 40px rgba(0,0,0,.35);overflow:hidden;max-height:360px;overflow-y:auto}.k-suggest:empty{display:none}
.k-sug{display:block;width:100%;text-align:left;border:0;border-bottom:1px solid #eef2f5;background:#fff;color:var(--ink);padding:11px 14px}.k-sug:hover{background:#eefaf4}.k-sug b{display:block;font-size:13px}.k-sug span{font-size:11px;color:var(--muted)}
.k-chips{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin:16px auto 0;max-width:760px}.k-chip{border:1px solid #24364f;background:#0e1828;color:#cfe0ee;border-radius:999px;padding:8px 13px;font-size:12px;font-weight:700}.k-chip:hover{border-color:#16c172;color:#fff}
.k-chips.light{justify-content:flex-start;margin:10px 0 0}.k-chips.light .k-chip{background:#fff;color:var(--ink);border-color:var(--line)}.k-chips.light .k-chip:hover{border-color:#16c172}
.k-cta-row{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-top:22px}.main .k-cta-row,.pub .k-cta-row{justify-content:flex-start}
.btn.k-green{background:#16c172;color:#04150c;box-shadow:0 8px 24px rgba(22,193,114,.25)}.btn.k-green:hover{background:#13a862}.btn.k-outline{background:transparent;color:#fff;border:1px solid #2c4160}
.k-problem{background:#0b1322;color:#e6eef6;border-radius:20px;padding:28px 24px;margin:26px 0}.k-problem h2{margin:0 0 10px;font-size:clamp(20px,3.4vw,28px);letter-spacing:-.02em}.k-problem p{color:#b4c3d4;line-height:1.65;max-width:820px}.k-problem b{color:#16c172}
.k-sec{margin:34px 0}.k-num{font:800 13px ui-monospace,monospace;color:#16a066}.k-sec-title{font-size:clamp(20px,3vw,26px);font-weight:900;letter-spacing:-.02em;margin:2px 0 14px}
.k-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.k-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px;box-shadow:var(--shadow);display:flex;flex-direction:column}.k-card h3{margin:0 0 6px}.k-card p{color:#536071;font-size:13px;line-height:1.55;flex:1}
.k-paste{display:flex;gap:10px;align-items:stretch}.k-paste textarea{flex:1;border:1px solid var(--line);border-radius:12px;padding:12px;font-size:15px;resize:vertical;min-height:52px}
.k-vs{display:grid;grid-template-columns:1fr 1fr;gap:12px}.k-vs-col{border-radius:16px;padding:18px;border:1px solid var(--line);background:#fff}.k-vs-col.bad{background:#fff6f5;border-color:#f3c9c4}.k-vs-col.good{background:#effaf4;border-color:#bfe8d2}.k-vs-col.neutral{background:#f6f8fa}.k-vs-head{font:800 11px ui-monospace,monospace;letter-spacing:.1em;color:var(--muted)}.k-vs-col blockquote{margin:10px 0;font-weight:800;font-size:15px}.k-vs-col ul{margin:8px 0 0;padding-left:0;list-style:none;line-height:1.9;font-size:13px}.k-vs-col .big{display:block;font-size:26px;margin:8px 0 2px}.k-vs-col span{font-size:13px;color:var(--muted)}
.k-slabfind{margin-bottom:14px}.k-slabfind input{flex:1;min-width:220px;border:1px solid var(--line);border-radius:10px;padding:11px}
.fc-head{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;margin:14px 0}.fc-head h1{margin:6px 0 10px;font-size:clamp(22px,3.6vw,32px);letter-spacing:-.02em}.fc-nav{text-align:right;background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 16px;min-width:150px}.fc-nav span{display:block;font-size:10px;letter-spacing:.1em;color:var(--muted);font-weight:900}.fc-nav b{font-size:24px}.fc-nav em{display:block;font-size:11px;color:var(--muted);font-style:normal}
.fc-rets{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}.fc-ret{background:#fff;border:1px solid var(--line);border-radius:14px;padding:13px}.fc-ret span{font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:900}.fc-ret b{display:block;font-size:22px;margin:4px 0 2px}.fc-ret em{font-style:normal;font-size:11px;color:var(--muted)}.up{color:#0b8a57}.down{color:#c0352b}
.fc-chart{width:100%;height:auto;margin-top:8px}.fc-chart .base{stroke:#d5dee6;stroke-dasharray:4 4}.fc-chart .lbl{font-size:11px;fill:#7a8899}.fc-chart .lbl.strong{fill:#0b8a57;font-weight:800}.fc-chart .l-fund{stroke:#16c172;stroke-width:2.6}.fc-chart .l-bench{stroke:#8a99ab;stroke-width:1.8;stroke-dasharray:5 4}
.fc-legend{display:flex;gap:16px;flex-wrap:wrap;font-size:12px;color:#536071}.fc-legend i{display:inline-block;width:18px;height:3px;margin-right:6px;vertical-align:middle;background:#16c172}.fc-legend i.l-bench{background:#8a99ab}
.fc-notes{display:grid;gap:8px;margin-top:10px}.fc-note{display:flex;gap:10px;align-items:flex-start;padding:10px 12px;border-radius:12px;background:#f6f8fa;border:1px solid var(--line)}.fc-note p{margin:0;font-size:13px;line-height:1.5}.fc-note.good{background:#effaf4;border-color:#c9ecd9}.fc-note.warn{background:#fff8e6;border-color:#f3e0a8}.fc-note.bad{background:#fdecea;border-color:#f3c3bd}.fc-note.learn{background:#f1f5ff;border-color:#d6e0fb}
.fc-loading{display:flex;gap:12px;align-items:center;padding:40px 10px;color:var(--muted);justify-content:center}.spinner{width:22px;height:22px;border-radius:50%;border:3px solid #d8e6df;border-top-color:#16c172;animation:spin 1s linear infinite}@keyframes spin{to{transform:rotate(360deg)}}
.big-cta{width:100%;padding:14px;font-size:15px}
@media(max-width:900px){.k-cards{grid-template-columns:1fr 1fr}.fc-rets{grid-template-columns:repeat(3,1fr)}}
@media(max-width:620px){.k-hero{padding:38px 14px 36px}.k-cards,.k-vs{grid-template-columns:1fr}.k-paste{flex-direction:column}.fc-head{flex-direction:column}.fc-nav{text-align:left;width:100%}.fc-rets{grid-template-columns:1fr 1fr}.k-sub{font-size:15px}}
@media(max-width:620px){.k-eyebrow{display:block;font-size:10px;letter-spacing:.08em}.k-eyebrow i{display:inline-block;margin-right:6px;vertical-align:middle}}
/* ===== Phase 9.2 — membership, Ask FIS, admin ===== */
.k-price-badge{display:inline-block;margin:0 0 18px;padding:7px 14px;border-radius:999px;border:1px solid #1f6b47;background:rgba(22,193,114,.1);color:#bdf5d8;font-size:13px}.k-price-badge b{color:#16c172}
.k-pricing{display:grid;grid-template-columns:1fr 1.3fr;gap:18px;align-items:center;background:#fff;border:2px solid #16c172;border-radius:20px;padding:22px;box-shadow:var(--shadow)}.k-pricing .k-cta-row{grid-column:1/-1;margin-top:4px}.k-big-price{font-size:48px;font-weight:900;letter-spacing:-.03em;color:#0b8a57}
.mem-hero{background:#070c16;color:#fff;border-radius:20px;padding:30px 22px;text-align:center}.mem-hero h1{font-size:clamp(26px,5vw,42px);margin:12px 0 6px}.mem-hero .k-accent{color:#16c172}.mem-hero p{color:#b4c3d4}
.mem-list{list-style:none;padding:0;margin:10px 0;line-height:2;font-size:14px}
.upi-box{display:flex;gap:16px;align-items:center;flex-wrap:wrap}.upi-qr svg{width:180px;height:180px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:6px}
.ask-wrap{display:grid;grid-template-columns:1fr 320px;gap:16px}.ask-main{display:flex;flex-direction:column;min-height:70vh}.ask-thread{flex:1;overflow-y:auto;padding:12px 0;display:flex;flex-direction:column;gap:10px;max-height:62vh}
.ask-q{align-self:flex-end;background:#16c172;color:#04150c;padding:10px 14px;border-radius:16px 16px 4px 16px;max-width:80%;font-weight:600}
.ask-a{align-self:flex-start;background:#f6f8fa;border:1px solid var(--line);padding:12px 14px;border-radius:16px 16px 16px 4px;max-width:92%}.ask-a p{margin:6px 0;line-height:1.55;font-size:14px}.ask-a .row{margin-top:8px}.ask-a.none,.ask-a.error{background:#fff8e6}
.ask-title{font-weight:800;margin-bottom:2px}.ask-input{display:flex;gap:10px;border-top:1px solid var(--line);padding-top:12px}.ask-input textarea{flex:1;border:1px solid var(--line);border-radius:12px;padding:10px;font-size:15px;resize:none}
.ask-topics{max-height:80vh;overflow-y:auto}.ask-topics details{border-bottom:1px solid var(--line);padding:8px 0}.ask-topics summary{cursor:pointer;font-weight:800}.ask-topic-q{display:block;width:100%;text-align:left;border:0;background:none;padding:6px 4px;font-size:13px;color:#24507a}.ask-topic-q:hover{background:#eefaf4}
.ask-cmp td,.ask-cmp th{font-size:12px;padding:6px}
.bank-row{display:flex;justify-content:space-between;gap:12px;padding:10px 0;border-bottom:1px solid var(--line)}.bank-row p{margin:4px 0 0;color:#536071}
tr.inactive td{opacity:.55}
@media(max-width:900px){.ask-wrap,.k-pricing{grid-template-columns:1fr}.ask-thread{max-height:none}}
/* ===== Phase 9.3 — brand theme: dark green + pastel yellow (applies site-wide) ===== */
:root{--dg-950:#062118;--dg-900:#0A2E21;--dg-800:#0F3D2E;--dg-700:#155C43;--dg-600:#1D7A57;--py-50:#FFFCEB;--py-100:#FFF7CC;--py-200:#FCEFA6;--py-300:#F5E07A;--py-400:#E2C547;
 --navy:#0F3D2E;--navy2:#155C43;--emerald:#155C43;--emerald2:#0A2E21;--gold:#FCEFA6;--bg:#FBFAF0;--soft:#FFF9DB;--line:#E8E5CF}
body{background:var(--bg)}
.top,.admin-top{background:linear-gradient(120deg,var(--dg-900),var(--dg-700))!important}.brand span,.brand.big span{color:var(--py-300)}.brand.big{color:var(--dg-900)}.brand.big span{color:var(--dg-700)}
.pub-top{background:var(--dg-900)!important}.pub-brand b span{color:var(--py-300)!important}.pub-brand small{color:#CFE3D7}
.btn.primary{background:var(--dg-800);color:var(--py-100)}.btn.primary:hover{background:var(--dg-900)}.btn.gold{background:var(--py-200);color:var(--dg-900)}.btn.gold:hover{background:var(--py-300)}
.btn.dark{background:var(--dg-900);color:var(--py-100)}.btn.ghost{background:#F1F0E3;color:var(--dg-900)}
.nav-btn.active{background:var(--py-100);color:var(--dg-900);border-color:var(--py-300)}.nav-btn:hover{background:#F6F4E2}
.hero,.casehero{background:linear-gradient(135deg,var(--dg-900),var(--dg-700))!important}.pub-hero{background:linear-gradient(135deg,var(--dg-900),var(--dg-700))!important}
.login{background:radial-gradient(circle at 20% 10%,var(--dg-700) 0,var(--dg-900) 45%,var(--dg-950) 100%)!important}
.pill{background:var(--py-100);color:var(--dg-900)}.bar i{background:var(--dg-700)}.progress>div{background:var(--dg-700)}
.notice{background:#EEF6EF;color:var(--dg-900)}.kpi{border-top:3px solid var(--py-200)}
.k-hero{background-color:var(--dg-900)!important;background-image:linear-gradient(rgba(252,239,166,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(252,239,166,.05) 1px,transparent 1px)!important;border-bottom-color:var(--dg-800)!important}
.k-eyebrow{color:#B9D3C4}.k-eyebrow b{color:var(--py-300)}.k-eyebrow i{background:var(--py-300);box-shadow:0 0 10px var(--py-300)}
.k-hero h1.k-accent,.mem-hero .k-accent{color:var(--py-300)!important}.k-sub{color:#D3E4DA}
.k-search input{background:var(--dg-800);border-color:#2A6B52;color:#fff}.k-search input:focus{border-color:var(--py-300);box-shadow:0 0 0 3px rgba(245,224,122,.22)}
.card .k-search input,.field .k-search input,.modal .k-search input{background:#fff;color:var(--ink);border-color:var(--line)}
.k-chip{background:var(--dg-800);border-color:#2A6B52;color:var(--py-100)}.k-chip:hover{border-color:var(--py-300);color:#fff}
.k-chips.light .k-chip{background:var(--py-50);color:var(--dg-900);border-color:#EDE5B4}.k-chips.light .k-chip:hover{border-color:var(--dg-700)}
.btn.k-green{background:var(--py-200);color:var(--dg-900);box-shadow:0 8px 24px rgba(245,224,122,.25)}.btn.k-green:hover{background:var(--py-300)}
.btn.k-outline{border-color:rgba(252,239,166,.55);color:var(--py-100)}
.k-sug:hover{background:var(--py-100)}.k-num{color:var(--dg-600)}
.k-problem{background:var(--dg-800)!important;color:#EAF3EE}.k-problem p{color:#CFE3D7}.k-problem b{color:var(--py-300)!important}
.k-price-badge{border-color:rgba(245,224,122,.5);background:rgba(252,239,166,.12);color:var(--py-100)}.k-price-badge b{color:var(--py-300)}
.k-pricing{border-color:var(--dg-700)}.k-big-price{color:var(--dg-800);background:linear-gradient(transparent 62%,var(--py-200) 62%);display:inline-block}
.k-vs-col.good{background:#EEF6EF;border-color:#C6E2CF}.mem-hero{background:var(--dg-900)!important}
.ask-q{background:var(--dg-800);color:var(--py-100)}.ask-a{background:var(--py-50);border-color:#EFE7BE}
.fc-chart .l-fund{stroke:var(--dg-700)}.fc-chart .l-bench{stroke:#9AA6A0}.fc-chart .l-inv{stroke:var(--py-400);stroke-width:1.8;stroke-dasharray:3 4}.fc-chart .lbl.strong{fill:var(--dg-700)}
.fc-legend i{background:var(--dg-700)}.fc-legend i.l-bench{background:#9AA6A0}.fc-legend i.l-inv{background:var(--py-400)}
.spinner{border-color:#E4EFE8;border-top-color:var(--dg-700)}.fc-note.good{background:#EEF6EF;border-color:#CDE6D5}.fc-note.learn{background:var(--py-50);border-color:#EFE7BE}
.up{color:#0E7A47}.fc-nav{border-top:3px solid var(--py-200)}
/* status pills, trend bars, new screens */
.fpill{display:inline-flex;border-radius:999px;padding:4px 9px;font-size:11px;font-weight:900;background:#ECEEEA;color:#4B5A52}
.fpill.in_form{background:#DCF2E3;color:#0B6B3A}.fpill.on_track{background:#FFF2BF;color:#735600}.fpill.out_of_form{background:#FDE0DC;color:#A3261B}
.tbars{display:inline-flex;align-items:flex-end;gap:2px;height:32px}.tbars i{display:inline-block;width:7px;border-radius:2px;background:#C9D2CC}.tbars i.in_form{background:#2E9B62}.tbars i.on_track{background:var(--py-400)}.tbars i.out_of_form{background:#D2564A}
.score-card{display:grid;grid-template-columns:auto auto 1fr;gap:28px;align-items:center;border-left:5px solid var(--py-300)}.score-big{font-size:46px;font-weight:900;color:var(--dg-800);line-height:1}
.mf-table td{vertical-align:middle}.empty-state{text-align:center;padding:34px}.empty-state .row{justify-content:center}
.fa-big{background:var(--dg-900);color:#fff;border-radius:16px;padding:18px;text-align:center}.fa-big span{display:block;color:#CFE3D7;font-size:13px}.fa-big b{display:block;font-size:56px;color:var(--py-300);line-height:1.1}.fa-big em{font-style:normal;color:var(--py-100);font-size:13px}
.fa-line{stroke:var(--py-400);stroke-width:2;stroke-dasharray:4 3}.fa-ev{margin-top:6px}.fa-ev input{border:1px solid var(--line);border-radius:8px;padding:7px;flex:1;min-width:0}
.calc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.calc-card h3{margin:0 0 8px;color:var(--dg-800)}.calc-out{margin-top:10px;display:grid;gap:4px;font-size:13px}.calc-out .row{padding:5px 8px;background:var(--py-50);border-radius:8px}
@media(max-width:1000px){.calc-grid{grid-template-columns:1fr 1fr}.score-card{grid-template-columns:1fr}}@media(max-width:640px){.calc-grid{grid-template-columns:1fr}}
.calc-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.formgrid>*{min-width:0}.field input,.field select,.field textarea{width:100%;min-width:0;box-sizing:border-box}
.lang-select{background:var(--dg-800)!important;color:#fff!important;border-color:#2A6B52!important}.top .lang-select{background:#fff!important;color:var(--dg-900)!important}
@media(max-width:1000px){.calc-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:640px){.calc-grid{grid-template-columns:minmax(0,1fr)}}
/* ===== 9.4 brand: logo ===== */
.brand-row{display:flex;align-items:center;gap:10px}.brand-logo{width:40px;height:40px;flex:0 0 40px;filter:drop-shadow(0 4px 10px rgba(0,0,0,.25))}.brand-logo.big{width:58px;height:58px;flex-basis:58px}
.pub-brand{display:flex;align-items:center;gap:10px}.pub-brand .brand-logo{width:42px;height:42px}
.brand.big.brand-row>span{color:var(--dg-900)}.brand.big.brand-row>span span{color:#B8861A}
.boot-splash{min-height:100vh;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;background:radial-gradient(circle at 30% 20%,#155C43,#0A2E21 55%,#051A12);color:#fff;font:800 20px Inter,system-ui,sans-serif}.boot-splash b{color:#F5E07A}.boot-splash img{animation:fisPulse 1.4s ease-in-out infinite}@keyframes fisPulse{50%{transform:scale(1.06)}}
@media(max-width:640px){.pub-brand small{display:none}.pub-brand b{font-size:14px}.brand-logo{width:34px;height:34px;flex-basis:34px}}

/* ===== Phase 9.4 — access codes, CRM ===== */
.code-input{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.12em;text-transform:uppercase;font-weight:800}
.steps-list{margin:8px 0 10px;padding-left:20px;line-height:1.7;font-size:13px}
.crm .inset{box-shadow:none}
.crm-notes{display:grid;gap:8px;max-height:260px;overflow:auto}
.crm-note{border:1px solid var(--line);border-radius:10px;padding:9px 11px;background:#fffdf0;font-size:13px;line-height:1.45;white-space:pre-wrap}
.pill.stage-new{background:#eef3f5;color:#3b4a5a}.pill.stage-onboarding{background:#fff6cf;color:#6b5400}
.pill.stage-active{background:#dff3e8;color:#0b5a3e}.pill.stage-follow_up{background:#ffe9d6;color:#8a4300}
.pill.stage-vip{background:#0F3D2E;color:#FCEFA6}.pill.stage-inactive{background:#f1f1f1;color:#777}
code{background:#f3f1e3;border-radius:6px;padding:2px 6px;font-size:12px;overflow-wrap:anywhere}
@media (max-width:720px){.crm .facts-grid{grid-template-columns:1fr}.search{min-width:0;width:100%}}

/* Phase 9.5 — AMFI facts + risk ratios */
.risk-card{display:flex;flex-direction:column;align-items:center;text-align:center}.riskometer{width:100%;max-width:240px;height:auto}.risk-label{display:grid;gap:2px;margin-top:4px}.risk-label b{font-size:20px}.risk-label span{font-size:11px;color:var(--muted)}
.amfi-facts em{display:block;font-style:normal;margin-top:3px}.ratio-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:10px}.ratio{border:1px solid var(--line);border-radius:12px;padding:11px;background:#fbfcfd}.ratio span{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:900}.ratio b{display:block;font-size:19px;margin:4px 0}.ratio em{font-style:normal;font-size:11px;color:var(--muted);line-height:1.35}
@media(max-width:1000px){.ratio-grid{grid-template-columns:1fr 1fr}}@media(max-width:640px){.ratio-grid{grid-template-columns:1fr 1fr}}

/* Phase 9.6 — buyer link */
.link-card{border:2px solid var(--gold)}.code-big{font-size:28px;font-weight:900;letter-spacing:.08em;margin:6px 0;font-family:ui-monospace,monospace}

/* Phase 9.7 — help, feedback, wishes */
.help-strip{display:grid;gap:12px}.help-btns{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.help-btn{display:grid;gap:4px;text-align:left;border:1px solid var(--line);border-radius:15px;padding:15px;background:var(--soft,#f6f8f9);color:var(--ink)}.help-btn span{font-size:26px}.help-btn b{font-size:15px}.help-btn em{font-style:normal;font-size:12px;color:var(--muted)}.help-btn:hover{border-color:var(--emerald)}
.manual{display:grid;gap:8px;margin-top:14px}.man-item{border:1px solid var(--line);border-radius:12px;background:#fff;padding:0 14px}.man-item summary{cursor:pointer;padding:13px 0;font-weight:850;list-style:none}.man-item summary::-webkit-details-marker{display:none}.man-item summary span{margin-right:6px}.man-body{padding:0 0 12px;font-size:14px;line-height:1.6}
.seg{display:flex;gap:8px;flex-wrap:wrap}.seg-opt{border:1px solid var(--line);border-radius:999px;padding:9px 14px;background:#fff;font-weight:800;font-size:13px;cursor:pointer}.seg-opt input{margin:0}.field .seg-opt{display:inline-flex;flex-direction:row;align-items:center;gap:6px;font-size:13px;color:var(--ink);white-space:nowrap}
.stars{display:flex;align-items:center;gap:4px}.star{border:0;background:none;font-size:30px;line-height:1;color:#d6d9dc;padding:0 2px}.star.on{color:#e3b341}
.wish-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:12px}.sug-item{border:1px solid var(--line);border-radius:12px;padding:12px;margin-top:10px;background:#fbfcfd}
.idea-row{display:grid;grid-template-columns:1fr 90px 28px;gap:8px;align-items:center;font-size:12px;margin:6px 0}.idea-row .bar{margin:0}
@media(max-width:1000px){.help-btns{grid-template-columns:1fr}.wish-grid{grid-template-columns:1fr 1fr}}@media(max-width:640px){.wish-grid{grid-template-columns:1fr}}